Building and Expanding for the Growth of God's Kindgom


    Investing in the Future of the CID


    Supporting the Lord's Work in the CID


The Mission of the LCMS Central Illinois District Church Extension Fund (CID-CEF) is to aid The Lutheran Church—Missouri Synod (LCMS) congregations, schools, and agencies of the LCMS Central Illinois District (CID) in building and expanding their facilities and ministries for the growth of God's Kingdom.

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CID-CEF makes loans for acquiring land and for building, repairing, and enhancing worship and educational facilities.

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CID-CEF offers investments with interest rates competitive with local institutions. 

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Investment Rates and Terms

Check out the current rates and terms for CID-CEF's investment products.

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CID-CEF gives its excess earnings back to the CID in the form of grants for outreach and ministries.

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The CID-CEF Office is open Monday - Friday, 8am - 4pm.

The LCMS Central Illinois District Church Extension Fund (CID-CEF) is a non-profit religious organization, therefore CID-CEF investments are not SIPC- or FDIC-insured. This does not constitute an offer to sell or a solicitation to buy CID-CEF investments. The offer is made solely by CID-CEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. CID-CEF will offer and sell its securities only in states where authorized.